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Cross-rebalancing moves into TQQQ on declines and into QLD on recoveries. Compared here with holding QQQ, QLD and TQQQ.
Putting $10,000 in from October 2011 and following the cross-rebalancing rules ended at $333,681, with a max drawdown of −46.7%. Holding QLD over the same period ended at $872,121 (max drawdown −63.7%).
In all 6 cases calculated, the drawdown was smaller than holding QLD, but the end balance was lower than holding QLD every time.
| Case | Put in | End balance | Return | Annual return | Max drawdown |
|---|---|---|---|---|---|
| Cross-rebalancing 5 yearsOct 2021 to Sep 2026 | $10,000 | $24,099 | +141.0% | 19.2% | −41.1% |
| Hold TQQQ 5 yearsOct 2021 to Sep 2026 | $10,000 | $26,123 | +161.2% | 21.2% | −81.7% |
| Hold QQQ 5 yearsOct 2021 to Sep 2026 | $10,000 | $21,192 | +111.9% | 16.2% | −35.1% |
| Hold QLD 5 yearsOct 2021 to Sep 2026 | $10,000 | $26,426 | +164.3% | 21.5% | −63.7% |
| Cross-rebalancing 10 yearsOct 2016 to Sep 2026 | $10,000 | $56,367 | +463.7% | 18.9% | −32.4% |
| Hold TQQQ 10 yearsOct 2016 to Sep 2026 | $10,000 | $307,012 | +2,970.1% | 40.9% | −81.7% |
| Hold QQQ 10 yearsOct 2016 to Sep 2026 | $10,000 | $66,661 | +566.6% | 20.9% | −35.1% |
| Hold QLD 10 yearsOct 2016 to Sep 2026 | $10,000 | $179,631 | +1,696.3% | 33.5% | −63.7% |
| Cross-rebalancing 15 yearsOct 2011 to Sep 2026 | $10,000 | $333,681 | +3,236.8% | 26.4% | −46.7% |
| Hold TQQQ 15 yearsOct 2011 to Sep 2026 | $10,000 | $2,737,189 | +27,271.9% | 45.4% | −81.7% |
| Hold QQQ 15 yearsOct 2011 to Sep 2026 | $10,000 | $161,540 | +1,515.4% | 20.4% | −35.1% |
| Hold QLD 15 yearsOct 2011 to Sep 2026 | $10,000 | $872,121 | +8,621.2% | 34.7% | −63.7% |
| Case | Put in | End balance | Return | Annual return | Max drawdown |
|---|---|---|---|---|---|
| Cross-rebalancing 5 yearsOct 2021 to Sep 2026 | $40,000 | $92,498 | +131.2% | 20.8% | −39.0% |
| Hold TQQQ 5 yearsOct 2021 to Sep 2026 | $40,000 | $124,792 | +212.0% | 21.1% | −81.7% |
| Hold QQQ 5 yearsOct 2021 to Sep 2026 | $40,000 | $75,238 | +88.1% | 16.2% | −35.2% |
| Hold QLD 5 yearsOct 2021 to Sep 2026 | $40,000 | $102,759 | +156.9% | 21.4% | −63.7% |
| Cross-rebalancing 10 yearsOct 2016 to Sep 2026 | $70,000 | $327,615 | +368.0% | 24.6% | −43.0% |
| Hold TQQQ 10 yearsOct 2016 to Sep 2026 | $70,000 | $770,762 | +1,001.1% | 40.9% | −81.7% |
| Hold QQQ 10 yearsOct 2016 to Sep 2026 | $70,000 | $247,147 | +253.1% | 20.9% | −35.1% |
| Hold QLD 10 yearsOct 2016 to Sep 2026 | $70,000 | $516,020 | +637.2% | 33.5% | −63.7% |
| Cross-rebalancing 15 yearsOct 2011 to Sep 2026 | $100,000 | $1,014,921 | +914.9% | 25.3% | −45.7% |
| Hold TQQQ 15 yearsOct 2011 to Sep 2026 | $100,000 | $5,880,795 | +5,780.8% | 45.4% | −81.7% |
| Hold QQQ 15 yearsOct 2011 to Sep 2026 | $100,000 | $639,952 | +540.0% | 20.4% | −35.1% |
| Hold QLD 15 yearsOct 2011 to Sep 2026 | $100,000 | $2,338,258 | +2,238.3% | 34.7% | −63.7% |
You can change the ticker, period and monthly amount and calculate the same way. No sign-in needed.
Stocks are kept at 55 to 85% of the account, and cash moves into TQQQ each time QQQ falls further. Once the high is regained, TQQQ is switched to QLD, and on overheating signals part of the QLD is sold into QQQ and cash.
No. The share moved at each stage of the decline (15, 25, 35 and 45%) was set by the site operator.
Yes. This TQQQ and QLD calculation reinvests each dividend at the price on its ex-dividend date. Taxes on dividends are not deducted.
No. This TQQQ and QLD calculation is in US dollars. Exchange rate changes and the fee and tax differences of locally listed ETFs are not included.
These results are calculated from past prices. They do not guarantee future returns and do not recommend any product.
