Terms of Service

This is an English translation provided for convenience. The Korean version is the legally binding text. If the two differ, the Korean version prevails.

Effective: 2026-08-20 · Last updated: 2026-09-07 · Read the full Privacy Policy · 한국어

Notice of change (2026-09-07): We clarified the step of confirming that Whop automatic renewal has stopped when an account is deleted, and when data is destroyed, to match how this actually works. Prices and refund terms did not change.

Article 1 (Purpose)

These Terms set out the conditions for using Confluence Zone (the "Service") and the rights, obligations and responsibilities of the operator and users.

Article 2 (Definitions)

• Service: All web and app tools that provide analysis information on stocks and cryptocurrencies, such as regime assessment, strategy analysis, technical indicator scores, backtesting and alerts.
• User: Anyone who uses the Service under these Terms.
• Member: A user who signs in with a sign-in method offered by the Service (a social account such as Google, Kakao or Naver) to use the Service.
• Membership: The status of a member who uses extended features through a paid subscription.
• Analysis information: All output that the Service calculates and displays, such as scores, condition fit, signals, warnings, backtest results and alerts.

Article 3 (Effect of and changes to these Terms)

• These Terms take effect when they are posted on the Service screen.
• The operator may change these Terms within the limits of applicable law. When they change, the effective date and the changes are announced in the Service at least 7 days before they take effect (at least 30 days for important changes that are unfavorable to users).
• If you keep using the Service after changed Terms are announced, you are deemed to have agreed to the change.

Article 4 (What the Service provides)

• The Service is an analysis tool for information and research, based on public market data.
• Features: ticker search, market and stock regime assessment, condition-fit scoring by investing strategy, technical indicator confluence score, charts, backtesting, watchlist scans, and (membership) condition alerts.
• The tickers supported by default (free) are announced in the Service. The scope of use for other tickers may differ by member and membership tier. The scope for each tier is stated in the pricing information.
• There is no live trading (ordering or execution) feature.

Article 5 (Accounts)

• Some features of the Service may require signing in with a social account (Google, Kakao, Naver and so on). Members can link several social accounts to one account on My Page.
• Members are responsible for keeping their account information accurate and for the security of their account (such as passwords for their devices and social accounts). Members are responsible for activity on their account.
• If you learn of unauthorized use of your account, you must tell the operator without delay.
• When a member leaves, the operator deletes their personal data without delay, except information that must be kept under applicable law.

Article 6 (Not investment advice or brokerage)

Article 7 (Data sources and limits)

• Price and financial data are collected from outside providers and are not real time (stock prices are usually delayed by about 15 minutes). The data source and reference time are shown on screen.
• The Service does not guarantee the accuracy, completeness or timeliness of data and analysis information. There may be errors, omissions, delays or corrections, and unless the law specifically requires it, the Service has no obligation to update or correct them retroactively.
• If an outside provider fails, the Service may run on the last stored data it collected. In that case, this is shown on screen.
• Before any important decision, you should check official sources such as the exchange and regulatory filings yourself.

Article 8 (User obligations and prohibited conduct)

• You must use the Service in a way that does not violate applicable law or these Terms.
• You must not do any of the following:
  • Attempt unauthorized access to the Service or related systems, or interfere with the integrity or performance of the Service
  • Use automated means (crawlers, scrapers and so on) to put excessive load on the servers, or to collect analysis information or data in bulk
  • Redistribute, resell, publish or commercially use analysis information or data for third parties without the operator's prior written consent (personal, non-commercial sharing through the sharing features the Service provides is excluded)
  • Build or train a model, dataset or service that competes with the Service, using the Service or data obtained from it
  • Rework analysis information into material that supports investment solicitation and distribute it
  • Send viruses or other harmful code, or use the Service to harm others

Article 9 (Intellectual property)

• Rights to the Service's screen layout, calculation rules, original content, documents and software belong to the operator. They may not be copied, distributed, modified or used to create derivative works without prior written consent.
• Bulk collection of content, analysis results or API responses by automated means (crawlers, scrapers, bots and so on) without the operator's prior consent, and providing an identical or similar service using what was collected, are prohibited.
• Rights to source data such as prices and financials belong to each data provider and are subject to each provider's terms.
• Third-party components such as the chart library (TradingView Lightweight Charts™) and the typeface (Pretendard) are subject to their own licenses.

Article 10 (Support contributions)

• The Service may accept voluntary support contributions. A contribution is voluntary support for development and operation, and it is not exchanged for any analysis feature or information.
• Users of the same tier get the same features whether or not they contribute.
• A contribution is not a purchase of goods or services, so in principle it is not refunded. Payment errors are handled according to the payment processor's policy.

Article 11 (Paid membership, payment and refunds)

• Membership is offered as a monthly or yearly subscription. Prices, benefits and discounts are stated on the pricing page. The core value of membership is not analysis accuracy but a wider scope of use and automation and convenience features.
• Web payments are processed through the payment methods shown on the checkout screen, and the contract structure depends on the method. (1) Domestic payment (Korean won, KRW): Processed through a Korean electronic payment gateway (PG), and the purchase contract is made between the user and the operator. The PG only processes the payment and is not a party to the sale. The domestic price is 4,900 won a month or 49,000 won a year (2 months free), and the won amount shown is charged as is. (2) Overseas payment (US dollars, USD): May be processed through Whop (operated by Whop Inc., based in the United States), a global Merchant of Record. In this case, the order and payment take place on the Whop platform, Whop handles payment processing, receipts and transaction taxes, and Whop's terms and policies may also apply. In either case, the operator, as the provider of the membership features, decides refund eligibility according to the standards in this Article.
• Overseas payments (Whop) are charged in US dollars (USD). In this case, the won price is a reference for Korean users, and the actual amount charged in won may vary with the exchange rate on the payment date and the card issuer's foreign transaction fees.
• Membership is applied to your account and starts without delay once payment is confirmed. If you pay through the checkout inside the Service screen while signed in, it is applied automatically as soon as the payment is confirmed. If you pay through a channel not connected to your Service account (for example, paying directly on the Whop platform), tell us the email used for the order at the official address (support@conf-zone.com), and we apply it after checking. Price, billing cycle, whether it renews automatically, how to cancel and the refund standards in this Article are shown on the screen before payment and in these Terms.
• Refund standard: If you ask at the official address (support@conf-zone.com) within 7 days of the payment date, you get a full refund. This refund applies only once per account, to the first payment. Otherwise, because this is a digital service that starts as soon as payment is made, no refund is given in principle. Where applicable law grants a right of withdrawal or a refund, that law applies.
• Limits on abuse: If it is reasonably judged that the refund system is being abused, for example through repeated payments and refunds or refund requests using many accounts, the operator may refuse the refund or restrict the use of the account concerned.
• A subscription renews automatically each billing cycle unless canceled. After you cancel, the membership stays until the end of the current billing period and then does not renew. Upgrades apply immediately, and downgrades apply at the end of the current billing cycle.
• A Whop subscription can be managed under Manage or cancel subscription in MY. If you ask to delete your account in the app, we confirm that automatic renewal has stopped and then delete the account. If this confirmation fails, the account is kept and we guide you to support. Once the account is deleted, you cannot use its paid features even for the rest of the paid period. To use the remaining period, keep the account and stop only the automatic renewal. Deleting an account does not mean an automatic refund. Refund requests are handled separately under the existing refund standard in this Article.
• For subscriptions paid through app stores (Apple App Store or Google Play), billing, renewal, cancellation and refunds follow that store's policies and procedures, and the operator is not involved in the store's payment processing.
• Price changes are announced at least 30 days in advance and do not apply to an existing subscriber's current billing cycle.

Article 12 (Alert service)

• A membership alert is a status notice that a ticker you registered has met a condition you set or that the Service has announced (for example, a confluence score reaching 70). It is not a solicitation or recommendation to buy or sell.
• Alerts may be delayed or missed because of circumstances in data collection, calculation or delivery, and the operator does not guarantee that alerts arrive or arrive on time. Responsibility for trades based on alerts rests with the user.

Article 13 (Restrictions on use)

• If a user violates Article 8, or a risk to the Service or others (such as abuse or fraud) is found, the operator may, without prior notice, take measures such as limiting request rates, restricting features, blocking IPs, devices or accounts, or suspending or terminating paid services.
• If use is restricted because of a violation, refunds for the remaining subscription period may be limited. Where necessary, the operator may take legal action and cooperate with investigative authorities.

Article 14 (Changes to and suspension of the Service)

• The operator may add to or change the content of the Service, or suspend it temporarily or permanently for operational or technical reasons. Significant changes or suspensions are announced in advance, and paid users are guided through a reasonable compensation process, such as a refund for the remaining period.
• The operator is not responsible for interruptions caused by force majeure, such as natural disasters, telecommunications failures or data provider failures.

Article 15 (Limitation of liability)

• The Service is provided "as is". To the fullest extent permitted by law, the operator makes no warranties of any kind, including implied warranties of merchantability and fitness for a particular purpose.
• Unless there is intent or gross negligence, the operator is not liable for indirect, incidental, special or consequential damages arising in connection with use of the Service, such as investment losses based on analysis information, data errors or delays, delayed or missed alerts, or problems caused by the user's environment (browser, network or device).
• Nothing in these Terms limits any statutory rights of users that cannot be excluded under applicable law.

Article 16 (Governing law and jurisdiction)

These Terms are governed by the laws of the Republic of Korea. Disputes related to the Service are first to be resolved through mutual discussion. If they are not resolved, they are brought before the court with jurisdiction under the Civil Procedure Act of Korea.

Article 17 (Contact)

Inquiries about the Service and reports of rights infringement are received at the official address (support@conf-zone.com).

Article 18 (Language)

The Korean text of these Terms and of the Service's legal notices is the authoritative version. Even when the Service screens and notices are provided in another language for convenience, the Korean text prevails if a translation differs from it.

Investment disclosure

Privacy Policy (summary)

See the Privacy Policy page for the full text. If this summary differs from the full text, the full text prevails.

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